At Repaio, we power smarter collections for lenders—think automation, personalization, and scale. We help you engage customers at the right time, on the right channel, with the right message.

From early EMI reminders to post-default workflows, we design and run the entire recovery journey—so your team can focus on strategy while we handle the grind.

Collections Center

Our Collection Services

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Experienced Collection Agents

  • 3+ years average agent experience
  • Expertise in diverse borrower handling
  • Skilled in early to NPA buckets
  • Focus on empathy and compliance
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Pan-India Coverage

  • Agents from all Indian states
  • Support in all regional languages
  • Hindi and English fully supported
  • Culturally contextual borrower handling
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Automated Call Dialer

  • <250 ACR for high efficiency
  • Higher call intensity and throughput
  • Mobile look-alike numbers
  • Better response and connection rates
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Targeted Communication Platform

  • AI picks time, channel, message
  • Personalized outreach via WhatsApp, SMS, Email
  • Automated follow-ups at scale
  • Higher engagement and recovery rates
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Analytics-Driven Calling

  • ML predicts intent and risk
  • Prioritized calls for better outcomes
  • Smarter follow-ups, faster resolutions
  • Proactive, not reactive collections
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Integrated Calling APIs

  • Access call recordings via APIs
  • Real-time feedback and call logs
  • Syncs with your CRM
  • Scalable, secure, high-volume ready

How It Works

1

AI analyzes borrower data and prioritizes outreach

2

Auto-dialer connects borrowers with experienced agents

3

AI suggests best engagement channel (Call, WhatsApp, Email, SMS)

4

AI captures feedback, audits calls, and refines strategy in real time

Partners who Believe in Us

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